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In deliveryUnited KingdomServicesFramework agreement£6,000,000,000Add to pipeline

Payments, Appointeeships and Disbursement Services

Awarded to ALLPAY LIMITED, BARCLAYS BANK PLC, BLACKHAWK NETWORK EMEA LIMITED +9 more

The Association of North East Councils Limited (NEPO)(buyer)

Published
Published 24 November 2025

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Overview

The Association of North East Councils Limited (NEPO), in collaboration with ESPO and YPO, has established a multi-supplier framework agreement for prepaid, corporate, and appointeeship payments and fund disbursements across four distinct lots. The scope covers prepaid cards, corporate procurement cards, appointee and deputyship accounts, and high-volume digital fund disbursements including virtual wallets and emergency assistance. The framework has been awarded to twelve suppliers, including Allpay Limited, Barclays Bank PLC, and Lloyds Bank PLC, with a total value of £6,000,000,000.

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Lots (4)

  • Lot 1 - Prepaid Payments

    £480,000,000Won by ALLPAY LIMITEDWon by INVICTUS VENTURES LIMITEDWon by MONEY CARER SERVICES LIMITEDWon by PAYMENT CARD SOLUTIONS (UK) LIMITEDWon by PREPAID FINANCIAL SERVICES LIMITED
  • Corporate Payments

    £4,800,000,000Won by BARCLAYS BANK PLCWon by LLOYDS BANK PLCWon by NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY
  • Appointee & Deputyship Accounts

    £480,000,000Won by BARCLAYS BANK PLCWon by PREPAID FINANCIAL SERVICES LIMITEDWon by THE MONEY CARER FOUNDATION
  • Fund Disbursements

    £240,000,000Won by BLACKHAWK NETWORK EMEA LIMITEDWon by INVICTUS VENTURES LIMITEDWon by MONEY CARER SERVICES LIMITEDWon by OPIA LIMITEDWon by PAYMENT CARD SOLUTIONS (UK) LIMITEDWon by PEOPLE PLACES LIVES LIMITEDWon by PREPAID FINANCIAL SERVICES LIMITEDWon by NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY

Key details

Country
United Kingdom
Status
In delivery
Category
Services
Estimated value
£6,000,000,000
Procedure
Competitive flexible procedure
Rules
Procurement Act 2023
Contract type
Framework agreement
SME suitable
Yes
Published
24 November 2025
Questions by
24 March 2026
Classification (CPV)
Magnetic cardsFinancial information systemsFinancial and insurance servicesBanking servicesProcessing and clearing servicesFinancial consultancy servicesFinancial transaction processing and clearing-house servicesEnterprise resource planning software development services+2 more

Award outcome

Awarded value
£6,000,000,000
Award date
10 November 2026
Contract period
19 September 2026 → 20 September 2030
Contract length
4 years
Could run to
26 November 2032
Bids received
6
Winners
  • ALLPAY LIMITED
  • BARCLAYS BANK PLC
  • BLACKHAWK NETWORK EMEA LIMITED
  • INVICTUS VENTURES LIMITED
  • LLOYDS BANK PLC
  • MONEY CARER SERVICES LIMITED
  • NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY
  • OPIA LIMITED
  • PAYMENT CARD SOLUTIONS (UK) LIMITED
  • PEOPLE PLACES LIVES LIMITED
  • PREPAID FINANCIAL SERVICES LIMITED
  • THE MONEY CARER FOUNDATION

This contract ends on 20 September 2030, or 26 November 2032 if every extension is used.

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Competition and scoring

Bids received

6

Open and restricted tenders in Office and computing machinery, equipment and supplies except furniture and software packages drew a median of 4 bids over the last 24 months; 30% received only one.

Who bid

  • ALLPAY LIMITEDWinner
  • INVICTUS VENTURES LIMITEDWinner
  • MONEY CARER SERVICES LIMITEDWinner
  • PAYMENT CARD SOLUTIONS (UK) LIMITEDWinner
  • PREPAID FINANCIAL SERVICES LIMITEDWinner
  • BARCLAYS BANK PLCWinner
  • LLOYDS BANK PLCWinner
  • NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANYWinner
  • THE MONEY CARER FOUNDATIONWinner
  • BLACKHAWK NETWORK EMEA LIMITEDWinner
  • OPIA LIMITEDWinner
  • PEOPLE PLACES LIVES LIMITEDWinner

+1 more

How bids were scored

Price 30% · Quality 70%

  • Quality70%
  • Price30%

Price and cost criteria in black, quality in blue.

Market context

Typical award in Office and computing machinery, equipment and supplies except furniture and software packages

£119,560

Median of 2,365 awards in the last 24 months

This award is 50184.0× the median.

The Association of North East Councils Limited (NEPO) in the last 12 months

9

contracts awarded, worth £14,080,500,000 in total

See their procurement profile →

Notice history

Every published notice in this contracting process, newest first.

  1. Contract

    11 November 2026

  2. Contract Notice

    3 March 2026

  3. Prior Information Notice

    24 November 2025

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