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Procurement of General Insurance (excluding Broker and Administration Services)

Awarded to AMERICAN INTERNATIONAL GROUP UK LIMITED, Aviva Insurance Limited, HISCOX INSURANCE COMPANY LIMITED

Marsh Limited(buyer)

Published
Published 24 November 2025
Deadline
Closed 16 January 2026

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Overview

Northern Ireland Water Limited procured general insurance services covering computers, solar farm, professional indemnity, and various other provisional lots under long-term agreements, excluding broker and administration services. The contract, valued at £2,924,138.58, was awarded on 20 March 2026 to American International Group UK Limited, Aviva Insurance Limited, and Hiscox Insurance Company Limited.

Contracting authority

  • Marsh LimitedProcuring entity

    2 live opportunities · 32 awarded contracts

    London, United Kingdom

    GB-COH: 01507274

    Authority website ↗
  • NORTHERN IRELAND WATER LIMITED

    Buyer

    Belfast, United Kingdom

    GB-COH: NI054463

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Lots (22)

  • Professional Indemnity

    Business: Provision of operational & compliance analysis of Drinking Water, Waste Water and trade effluents so as to comply with NI Regulations. Provision of sampling & transportation of Drinking Water, waste water, trade effluent compliance & operational samples. This policy provides cover for any loss resulting from any claim which gives rise to a civil liability of the insured incurred solely in the performance of or failure to perform Professional Services. Cover includes: • Intellectual Property • Defamation • Fraud/Dishonesty • Defence • Court Attendance • Lost Documents • Mitigation of Loss

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Employers Liability - Provisional notice only

    Employers Liability for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd and Dalriada Water Ltd

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Excess Employer's Liability £25M over £25M - Provisional notice only

    Excess Employer's Liability £25M over £25M for Northern Ireland Water Limited & Subsidiary Companies inc NI Water Alpha Ltd & Dalriada Water Ltd.

    £132,915Won by AMERICAN INTERNATIONAL GROUP UK LIMITED
  • Motor Fleet - Provisional notice only

    Third Party Only for NI Water vehicles Comprehensive for NI Water Alpha vehicles ONLY

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Terrorism Provisional notice only

    Terrorism Provisional for Northern Ireland Water Limited & Subsidiary Companies.

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Cyber Liability - Provisional notice only

    - Cyber Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Multimedia Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Payment Card Industry Data Security Standards Liability to pay to or on behalf of the Insured, in excess of the applicable Excess. - Digital Asset Costs to pay to or on behalf of the Insured, in excess of the applicable Excess. - Business Interruption to pay to or on behalf of the Insured, in excess of the applicable Excess. - Cyber Extortion to indemnify the Insured, in excess of the applicable Excess. - Bricking to pay to, or on behalf of, the Insured in excess of the applicable Excess. - Betterment to the extent that cover is not provided under Insuring Clause 4 (Digital Asset Costs), Insuring Clause 5 (Business Interruption), Insuring Clause 8 (Bricking) and/or Insuring Clause 11 (Incident Response Expenses), to pay to, or on behalf of, the Insured in excess of the applicable Excess. - Claims Preparation Expenses. Incident Response Expenses to pay to or on behalf of the Insured, in excess of the applicable Excess. - Waiver of Subrogation.

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Directors and Officers (inc EPL in respect of NI Water Alpha) Provisional notice only

    The policy is to provide: a) Indemnity to individual Directors and Officers of the Insured Companies in respect of legal liability to pay damages and claimants costs arising from wrongful acts committed in their respective capacities as such b) Reimbursement to Insured Companies for amounts they indemnify to individual Directors & Officers in respect of claims described in a) c) Defense costs incurred with the Insurer's written consent

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Pension Trustees Liability Provisional notice only

    This policy is to provide claims first made against an Insured; events included within an Extension first arising; or loss of any Pension Document, or for Insurance Cover 1.2 (Exoneration) for Wrongful Acts, first discovered during the Polic Period or Discovery period (if applicable).

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Crime - Provisional notice only

    Crime cover for Northern Ireland Water Alpha Limited ONLY

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Parametric for Freeze Thaw Provisional notice only

    Index-based, claims are paid out based on actual meteorological conditions measured by weather stations or satellites. • Freeze: Temperature drops below 2 degrees centigrade for 3 consecutive days; • Freeze Thaw: Temperature moved from 2 degrees centigrade to 5 degrees centigrade over either of the following 2 days Loss can include overtime wages and Contractor fees, costs of tankering or bottled water).

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Parametrics High Temperature Provisional notice only

    Index based, claims are paid based on actual meteorological conditions measured by weather stations. Loss Parameter Threshold per Insured location: 17°C Loss Parameter Threshold per coverage period at an insured location: (Deductible): 27 Critical Days

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Computer Northern Ireland Water

    'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world. (NI Water)

    £132,915Won by Aviva Insurance Limited
  • Parametrics Lack of Rainfall Provisional notice only

    Index based, claims are paid based on actual meteorological conditions measured by weather stations. Loss Parameter Threshold per Insured location: 7mm Loss Parameter Threshold per coverage period at an insured location (Deductible): 13 Critical Days Rolling Window 21 subsequent days

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Battery Storage - Provisional notice only

    Material Damage - All Risks All Risk Sums Insured £3,200,000 Business Interruption £1,200,000 - 18 Month Indemnity Period

    £132,915Won by Aviva Insurance Limited
  • Travel and Personal Accident -Provisional notice only

    Personal Accident Insured Person: All Directors & Employees of the Policyholder Effective Time: 24 hours Death: 4x Annual salary Permanent Total Disablement from Usual Occupation: 4x Annual Salary Permanent Disabling Injuries (Full): 4x Annual Salary Temporary Total Disablement: not insured Temporary Partial Disablement: not insured Travel Insured Person: All Directors and Employees of the Policyholder Effective Time: Extended Business Travel (Any trip in connection with the Business including days added by the Insured Person for personal reasons) Medical & Other Expenses: unlimited Business Equipment & Personal Belongings: GBP 6,000 for Business and GBP 10,000 for Personal Money: GBP 10,000 Disruption: GBP 250,000 Personal Liability: GBP 5,000,000 Legal Expenses: GBP 50,000 Crisis Management: GBP 75,000

    £132,915Won by AMERICAN INTERNATIONAL GROUP UK LIMITED
  • Computer Dalriada & Alpha

    'All Risks' including Theft in respect of Computer and ancillary equipment at the insured's premises or anywhere in the world. (Dalriada and Alpha only)

    £132,915Won by Aviva Insurance Limited
  • MD/BI Solar Farm

    All risks Physical loss destruction or Breakdown of or physical damage to the Property Insured.

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Property MD/BI NI WATER - Provisional notice only

    Property Material Damage / Business Interruption - All Risks of accidental damage to property insured

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Property MD/BI - NI Water Alpha - Provisional notice only

    (Alpha) Property Material Damage / Business Interruption - All Risks of accidental damage to property insured

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Public Liability - NI Water & NI Water Alpha Ltd and Dalriada Water- Provisional notice only

    Cover includes: Corporate Manslaughter defence GBP 10,000,000 in the aggregate Pollution Clean-up costs of GBP 10,000,000 in the aggregate Data Protection: GBP 2,000,000 Professional Liability: (Bodily Injury or Property Damage) GBP 1,000,000 Extensions to include use of Drones and cover for Water Outflow Pipe Marker Buoys

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Excess Public Liability - £35m/£25m - Provisional Only

    Excess Public Liability - £35m/£25m NOTE separate policies per entity for: NI Water Ltd and NI Water Alpha Ltd and Dalriada Water Ltd

    £132,915Won by HISCOX INSURANCE COMPANY LIMITED
  • Excess Public Liability - £40m/£60m Provisional notice

    Excess Public Liability - £40m/£60m NOTE separate policies per entity for: NI Water Ltd and NI Water Alpha Ltd and Dalriada Water Ltd

    £132,915Won by AMERICAN INTERNATIONAL GROUP UK LIMITED

Key details

Country
United Kingdom
Status
In delivery
Category
Services
Procedure
Open
Published
24 November 2025
Deadline
Closed
Classification (CPV)
Accident and health insurance servicesMotor vehicle insurance servicesDamage or loss insurance servicesProperty insurance servicesWeather and financial loss insurance servicesFinancial loss insurance servicesLiability insurance servicesGeneral liability insurance services+1 more

Award outcome

Awarded value
£2,924,139
Award date
20 March 2026
Contract period
31 March 2026 → 31 March 2027
Winners
  • AMERICAN INTERNATIONAL GROUP UK LIMITED
  • Aviva Insurance Limited
  • HISCOX INSURANCE COMPANY LIMITED

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Notice history

Every published notice in this contracting process, newest first.

  1. Contract

    20 March 2026

  2. Contract Notice

    4 December 2025

  3. Prior Information Notice

    24 November 2025

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